XNYS · Credit Services
Last stored close · Nov 10, 2026
Close · Nov 10, 2026
$323.46-0.26%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
41/100
Weak
Score components
TickerWhale View
American Express Company scores 41 out of 100 overall, which we rate weak. Technical is its strongest area and Valuation its weakest.
What helps
What to watch
- Technical
- Quality & growth
- Valuation
Quality & growth
30%39Weak
- Revenue growth 9.4%
- EPS growth 15.6%
Valuation
25%38Weak
- P/E 19.4
- EV/Sales 3.3
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
#52 by market cap in our coverage · ~76,800 employees · Listed 1972-06-01 · www.americanexpress.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#143 / 196sector rank by TickerWhale Score
TickerWhale Score 41 vs sector average 50.5 (-9.5)
Revenue growth (industry)Top 53%
Gross margin (industry)Top 9%
Return on equity (industry)Top 29%
P/E (industry)Pricier than 65%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
44/100Weak vs universe
Ranks 44th of 100 covered names on our technical composite — the composite itself scores 53/100 · 25% of the TickerWhale Score
Classic chart indicators
Strong Buy
4 buy · 0 sell · 4 neutral of 8 votes
TickerWhale rates AXP's technical setup weak — 44th percentile of the covered universe. Classic chart indicators lean buy — they read this stock on its own over days, where our score ranks it against every covered name over months, so the two often part company.
Moving averages
4 / 9constructive
- vs 200-day-0.4%
- vs 50-day+2.4%
Momentum
Mixed
- RSI (14)54 · neutral
- Stochasticbuy
- CCIneutral
- Williams %Rneutral
Trend
Mixed
- ADX (14) trend strength16· weak trend
- MACD (12,26,9)buy(histogram 0.488)
How the classic verdict is reached
Moving averages (9) agree on buy — 4 buy vs 2 sell — and carry one vote between them.
Oscillators (7) vote individually: 3 buy · 0 sell · 4 neutral.
Result — 4 buy vs 0 sell of 8 votes = Strong Buy. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-11-10 · revised_latestValuation multiples
- P/E (TTM)19.4
- P/S (TTM)2.6
- P/B6.4
- EV/EBITDA—
- EV/Sales3.3
- PEG1.25
Profitability & returns
- Gross margin90.3%
- Net margin13.5%
- ROE33.1%
- Debt/Equity1.72
Growth
- Revenue growth (YoY)9.4%
- EPS growth (YoY)15.6%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $219.6B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $67.0B | $60.8B | $55.6B |
| Gross profit | $67.0B | $60.8B | $55.6B |
| Operating income | $13.8B | $12.9B | $10.5B |
| Net income | $10.8B | $10.1B | $8.4B |
| EPS (diluted) | $15.38 | $14.01 | $11.21 |
| Free cash flow | $16.0B | $12.1B | $17.0B |
| Cash | $47.8B | $40.6B | $46.6B |
| Total debt | $57.8B | $51.1B | $49.2B |
| Equity | $33.5B | $30.3B | $28.1B |
| Net debt | $10.0B | $10.4B | $2.6B |
| Debt / equity | 1.73 | 1.69 | 1.75 |
| Liabilities / assets | 0.89 | 0.89 | 0.89 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
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Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| AXPCurrentAmerican Express Company | 41 | 53 | 19.4 | — | 6.4 | 3.3 | $323.46 | -0.26% | +9.4% | ||
| WTMWhite Mountains Insurance Group | 89 | 74 | 5.0 | — | 1.0 | 1.6 | $2,280.00 | +1.05% | +55.5% | ||
| JXNJackson Financial Inc - | 81 | 78 | 164.4 | — | 1.0 | 1.1 | $138.01 | +1.84% | +15.1% | ||
| ALLAllstate Corp (The) | 80 | 73 | 5.1 | — | 2.0 | 1.1 | $261.12 | +2.89% | +5.9% | ||
| FHIFederated Hermes Inc - | 79 | 81 | 12.0 | — | 3.8 | 2.5 | $65.53 | +0.89% | +15.0% | ||
| AMGAffiliated Managers Group | 76 | 81 | 12.6 | — | 3.6 | 5.9 | $401.32 | +4.74% | +11.8% |
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