XNYS · Banks - Diversified
Last stored close · Sep 18, 2026
Close · Sep 18, 2026
$131.77-0.70%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
34/100
Weak
Score components
TickerWhale View
Citigroup scores 34 out of 100 overall, which we rate weak. Technical is its strongest area and Quality & growth its weakest.
What helps
- Technical
- Valuation
What to watch
- Quality & growth
- Risk
- Sentiment Signal
Quality & growth
30%5Weak
- Revenue growth 3.7%
- EPS growth 36.8%
Valuation
25%53Moderate
- P/E 13.9
- EV/Sales 3.5
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
#52 by market cap in our coverage · ~226,000 employees · Listed 1986-06-02 · www.citigroup.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#174 / 197sector rank by TickerWhale Score
TickerWhale Score 34 vs sector average 49.7 (-15.7)
Revenue growth (industry)Top 80%
Gross margin (industry)Top 100%
Return on equity (industry)Top 100%
P/E (industry)Pricier than 60%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
55/100Positive vs universe
Ranks 55th of 100 covered names on our technical composite — the composite itself scores 50/100 · 25% of the TickerWhale Score
Classic chart indicators
Sell
2 buy · 3 sell · 3 neutral of 8 votes
TickerWhale rates C's technical setup middling — 55th percentile of the covered universe. Classic chart indicators lean sell — they read this stock on its own over days, where our score ranks it against every covered name over months, so the two often part company.
Moving averages
2 / 9constructive
- vs 200-day+5.6%
- vs 50-day-2.0%
Momentum
Mixed
- RSI (14)41 · neutral
- Stochasticbuy
- CCIneutral
- Williams %Rbuy
Trend
Mixed
- ADX (14) trend strength11· weak trend
- MACD (12,26,9)sell(histogram -0.418)
How the classic verdict is reached
Moving averages (9) agree on sell — 2 buy vs 7 sell — and carry one vote between them.
Oscillators (7) vote individually: 2 buy · 2 sell · 3 neutral.
Result — 2 buy vs 3 sell of 8 votes = Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-09-18 · revised_latestValuation multiples
- P/E (TTM)13.9
- P/S (TTM)1.3
- P/B1.1
- EV/EBITDA—
- EV/Sales3.5
- PEG0.38
Profitability & returns
- Gross margin52.3%
- Net margin9.5%
- ROE7.8%
- Debt/Equity1.90
Growth
- Revenue growth (YoY)3.7%
- EPS growth (YoY)36.8%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $228.7B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $85.2B | $80.7B | $78.1B |
| Gross profit | $75.0B | $70.6B | $68.9B |
| Operating income | $19.8B | $17.0B | $12.9B |
| Net income | $14.3B | $12.7B | $9.2B |
| EPS (diluted) | $6.99 | $5.94 | $4.04 |
| Free cash flow | -$74.1B | -$25.9B | -$79.9B |
| Cash | $349.6B | $276.5B | $260.9B |
| Total debt | $715.8B | $590.6B | $602.2B |
| Equity | $212.3B | $208.6B | $205.5B |
| Net debt | $366.2B | $314.0B | $341.3B |
| Debt / equity | 3.37 | 2.83 | 2.93 |
| Liabilities / assets | 0.92 | 0.91 | 0.91 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
Model Target is a Pro feature
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A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
Or see the current free one: MU →
Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CCurrentCitigroup | 34 | 50 | 13.9 | — | 1.1 | 3.5 | $131.77 | -0.70% | +3.7% | ||
| WTMWhite Mountains Insurance Group | 84 | 52 | 4.5 | — | 0.9 | 1.5 | $2,061.30 | +0.14% | +55.5% | ||
| JXNJackson Financial Inc - | 83 | 74 | 158.1 | — | 0.9 | 1.0 | $132.67 | +2.54% | +15.1% | ||
| FBPFirst Bancorp PR | 80 | 69 | 11.4 | — | 2.2 | 3.1 | $27.58 | +0.22% | +2.7% | ||
| AMPAmeriprise Financial | 78 | 69 | 12.8 | — | 7.9 | 2.4 | $544.33 | -0.25% | +9.1% | ||
| SEICSEI Investments Company | 76 | 72 | 18.4 | — | 5.2 | 5.2 | $105.20 | +0.33% | +11.1% |
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