XNYS · Credit Services
Last stored close · Nov 10, 2026
Close · Nov 10, 2026
$195.84-1.38%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
63/100
Positive
Score components
TickerWhale View
Capital One Financial scores 63 out of 100 overall, which we rate positive. Risk is its strongest area and Technical its weakest.
What helps
- Quality & growth
- Valuation
- Risk
What to watch
- Technical
- Sentiment Signal
Quality & growth
30%76Strong
- Revenue growth 37.3%
- EPS growth 727.7%
Valuation
25%73Strong
- P/E 12.0
- EV/Sales 2.1
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
#105 by market cap in our coverage · ~78,400 employees · Listed 1994-11-16 · www.capitalone.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#39 / 196sector rank by TickerWhale Score
TickerWhale Score 63 vs sector average 50.5 (+12.5)
Revenue growth (industry)Top 18%
Gross margin (industry)Top 55%
Return on equity (industry)Top 82%
P/E (industry)Cheaper than 53%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
28/100Weak vs universe
Ranks 28th of 100 covered names on our technical composite — the composite itself scores 38/100 · 25% of the TickerWhale Score
Classic chart indicators
Strong Sell
0 buy · 5 sell · 3 neutral of 8 votes
TickerWhale rates COF's technical setup weak — 28th percentile of the covered universe. Classic chart indicators lean sell, pointing the same way.
Moving averages
0 / 9constructive
- vs 200-day-2.2%
- vs 50-day-3.5%
Momentum
Weak
- RSI (14)40 · neutral
- Stochasticsell
- CCIsell
- Williams %Rneutral
Trend
Mixed
- ADX (14) trend strength15· weak trend
- MACD (12,26,9)sell(histogram -0.767)
How the classic verdict is reached
Moving averages (9) agree on sell — 0 buy vs 9 sell — and carry one vote between them.
Oscillators (7) vote individually: 0 buy · 4 sell · 3 neutral.
Result — 0 buy vs 5 sell of 8 votes = Strong Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-11-10 · revised_latestValuation multiples
- P/E (TTM)12.0
- P/S (TTM)1.5
- P/B1.1
- EV/EBITDA—
- EV/Sales2.1
- PEG—
Profitability & returns
- Gross margin78.8%
- Net margin12.9%
- ROE9.0%
- Debt/Equity0.39
Growth
- Revenue growth (YoY)37.3%
- EPS growth (YoY)727.7%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $121.6B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $32.8B | $27.4B | $26.4B |
| Gross profit | $32.8B | $27.4B | $26.4B |
| Operating income | $2.3B | $5.9B | $6.0B |
| Net income | $2.5B | $4.8B | $4.9B |
| EPS (diluted) | $4.03 | $11.59 | $11.95 |
| Free cash flow | $26.1B | $17.0B | $19.6B |
| Cash | $57.4B | $43.2B | $43.3B |
| Total debt | $51.0B | $45.6B | $49.9B |
| Equity | $113.6B | $60.8B | $58.1B |
| Net debt | -$6.4B | $2.3B | $6.6B |
| Debt / equity | 0.45 | 0.75 | 0.86 |
| Liabilities / assets | 0.83 | 0.88 | 0.88 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
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Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| COFCurrentCapital One Financial | 63 | 38 | 12.0 | — | 1.1 | 2.1 | $195.84 | -1.38% | +37.3% | ||
| WTMWhite Mountains Insurance Group | 89 | 74 | 5.0 | — | 1.0 | 1.6 | $2,280.00 | +1.05% | +55.5% | ||
| JXNJackson Financial Inc - | 81 | 78 | 164.4 | — | 1.0 | 1.1 | $138.01 | +1.84% | +15.1% | ||
| ALLAllstate Corp (The) | 80 | 73 | 5.1 | — | 2.0 | 1.1 | $261.12 | +2.89% | +5.9% | ||
| FHIFederated Hermes Inc - | 79 | 81 | 12.0 | — | 3.8 | 2.5 | $65.53 | +0.89% | +15.0% | ||
| AMGAffiliated Managers Group | 76 | 81 | 12.6 | — | 3.6 | 5.9 | $401.32 | +4.74% | +11.8% |
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