XNYS · Credit Services
Last stored close · Sep 18, 2026
Close · Sep 18, 2026
$202.43+0.19%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
54/100
Moderate
Score components
TickerWhale View
Capital One Financial scores 54 out of 100 overall, which we rate moderate. Risk is its strongest area and Quality & growth its weakest.
What helps
- Valuation
- Risk
What to watch
- Technical
- Quality & growth
- Sentiment Signal
Quality & growth
30%36Weak
- Revenue growth 37.3%
- EPS growth 727.7%
Valuation
25%74Strong
- P/E 12.4
- EV/Sales 2.1
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
#96 by market cap in our coverage · ~78,400 employees · Listed 1994-11-16 · www.capitalone.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#74 / 197sector rank by TickerWhale Score
TickerWhale Score 54 vs sector average 49.7 (+4.3)
Revenue growth (industry)Top 18%
Gross margin (industry)Top 55%
Return on equity (industry)Top 82%
P/E (industry)Cheaper than 65%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
41/100Weak vs universe
Ranks 41st of 100 covered names on our technical composite — the composite itself scores 43/100 · 25% of the TickerWhale Score
Classic chart indicators
Sell
2 buy · 5 sell · 1 neutral of 8 votes
TickerWhale rates COF's technical setup weak — 41st percentile of the covered universe. Classic chart indicators lean sell, pointing the same way.
Moving averages
0 / 9constructive
- vs 200-day-2.4%
- vs 50-day-4.8%
Momentum
Mixed
- RSI (14)36 · neutral
- Stochasticbuy
- CCIsell
- Williams %Rbuy
Trend
Weak
- ADX (14) trend strength22· trending
- MACD (12,26,9)sell(histogram -1.659)
How the classic verdict is reached
Moving averages (9) agree on sell — 0 buy vs 8 sell — and carry one vote between them.
Oscillators (7) vote individually: 2 buy · 4 sell · 1 neutral.
Result — 2 buy vs 5 sell of 8 votes = Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-09-18 · revised_latestValuation multiples
- P/E (TTM)12.4
- P/S (TTM)1.6
- P/B1.1
- EV/EBITDA—
- EV/Sales2.1
- PEG—
Profitability & returns
- Gross margin78.8%
- Net margin12.9%
- ROE9.0%
- Debt/Equity0.39
Growth
- Revenue growth (YoY)37.3%
- EPS growth (YoY)727.7%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $125.7B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $32.8B | $27.4B | $26.4B |
| Gross profit | $32.8B | $27.4B | $26.4B |
| Operating income | $2.3B | $5.9B | $6.0B |
| Net income | $2.5B | $4.8B | $4.9B |
| EPS (diluted) | $4.03 | $11.59 | $11.95 |
| Free cash flow | $26.1B | $17.0B | $19.6B |
| Cash | $57.4B | $43.2B | $43.3B |
| Total debt | $51.0B | $45.6B | $49.9B |
| Equity | $113.6B | $60.8B | $58.1B |
| Net debt | -$6.4B | $2.3B | $6.6B |
| Debt / equity | 0.45 | 0.75 | 0.86 |
| Liabilities / assets | 0.83 | 0.88 | 0.88 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
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Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| COFCurrentCapital One Financial | 54 | 43 | 12.4 | — | 1.1 | 2.1 | $202.43 | +0.19% | +37.3% | ||
| WTMWhite Mountains Insurance Group | 84 | 52 | 4.5 | — | 0.9 | 1.5 | $2,061.30 | +0.14% | +55.5% | ||
| JXNJackson Financial Inc - | 83 | 74 | 158.1 | — | 0.9 | 1.0 | $132.67 | +2.54% | +15.1% | ||
| FBPFirst Bancorp PR | 80 | 69 | 11.4 | — | 2.2 | 3.1 | $27.58 | +0.22% | +2.7% | ||
| AMPAmeriprise Financial | 78 | 69 | 12.8 | — | 7.9 | 2.4 | $544.33 | -0.25% | +9.1% | ||
| SEICSEI Investments Company | 76 | 72 | 18.4 | — | 5.2 | 5.2 | $105.20 | +0.33% | +11.1% |
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