XNYS · Banks - Regional
Last stored close · Nov 10, 2026
Close · Nov 10, 2026
$12.08-2.27%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
37/100
Weak
Score components
TickerWhale View
Nu Holdings Ltd scores 37 out of 100 overall, which we rate weak. Quality & growth is its strongest area and Risk its weakest.
What helps
- Quality & growth
- Sentiment Signal
What to watch
- Technical
- Valuation
- Risk
Quality & growth
30%92Strong
- Revenue growth 45.5%
- EPS growth 51.2%
Valuation
25%11Weak
- P/E 18.6
- EV/Sales 3.7
Nu Holdings Ltd is a Brazilian financial technology firm that offers digital banking services. Its services include Retail credit, SME credit, Payments, Customer assets, Insurance brokerage, E-commerce marketplace, and Mobile virtual network operator. It operates in single operating segment and geographically it operates in Brazil, Mexico, and Other countries with the majority of revenue deriving from Brazil.
#222 by market cap in our coverage · ~10,027 employees · Listed 2021-12-09 · www.nubank.com.br
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#168 / 196sector rank by TickerWhale Score
TickerWhale Score 37 vs sector average 50.5 (-13.5)
Revenue growth (industry)Top 4%
Gross margin (industry)Top 100%
Return on equity (industry)Top 2%
P/E (industry)Pricier than 89%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
9/100Weak vs universe
Ranks 9th of 100 covered names on our technical composite — the composite itself scores 19/100 · 25% of the TickerWhale Score
Classic chart indicators
Strong Sell
0 buy · 5 sell · 3 neutral of 8 votes
TickerWhale rates NU's technical setup weak — 9th percentile of the covered universe. Classic chart indicators lean sell, pointing the same way.
Moving averages
1 / 9constructive
- vs 200-day-15.3%
- vs 50-day-13.2%
Momentum
Mixed
- RSI (14)39 · neutral
- Stochasticsell
- CCIneutral
- Williams %Rneutral
Trend
Weak
- ADX (14) trend strength33· trending
- MACD (12,26,9)sell(histogram -0.075)
How the classic verdict is reached
Moving averages (9) agree on sell — 1 buy vs 8 sell — and carry one vote between them.
Oscillators (7) vote individually: 0 buy · 4 sell · 3 neutral.
Result — 0 buy vs 5 sell of 8 votes = Strong Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-11-10 · revised_latestValuation multiples
- P/E (TTM)18.6
- P/S (TTM)3.4
- P/B4.7
- EV/EBITDA—
- EV/Sales3.7
- PEG—
Profitability & returns
- Gross margin41.3%
- Net margin18.1%
- ROE26.7%
- Debt/Equity1.50
Growth
- Revenue growth (YoY)45.5%
- EPS growth (YoY)51.2%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $59.3B
Fundamentals history
Reported statement totals across recent periods.
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
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A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
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Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| NUCurrentNu Holdings Ltd | 37 | 19 | 18.6 | — | 4.7 | 3.7 | $12.08 | -2.27% | +45.5% | ||
| WTMWhite Mountains Insurance Group | 89 | 74 | 5.0 | — | 1.0 | 1.6 | $2,280.00 | +1.05% | +55.5% | ||
| JXNJackson Financial Inc - | 81 | 78 | 164.4 | — | 1.0 | 1.1 | $138.01 | +1.84% | +15.1% | ||
| ALLAllstate Corp (The) | 80 | 73 | 5.1 | — | 2.0 | 1.1 | $261.12 | +2.89% | +5.9% | ||
| FHIFederated Hermes Inc - | 79 | 81 | 12.0 | — | 3.8 | 2.5 | $65.53 | +0.89% | +15.0% | ||
| AMGAffiliated Managers Group | 76 | 81 | 12.6 | — | 3.6 | 5.9 | $401.32 | +4.74% | +11.8% |
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