XNYS · Insurance - Property & Casualty
Last stored close · Nov 10, 2026
Close · Nov 10, 2026
$231.75+1.86%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
47/100
Moderate
Score components
TickerWhale View
Progressive scores 47 out of 100 overall, which we rate moderate. Technical is its strongest area and Valuation its weakest.
What helps
- Technical
What to watch
- Quality & growth
- Valuation
- Risk
Quality & growth
30%32Weak
- Revenue growth 10.3%
- EPS growth 12.3%
Valuation
25%30Weak
- P/E 11.6
- EV/Sales 1.6
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 27 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
#90 by market cap in our coverage · ~70,000 employees · Listed 1972-06-01 · www.progressive.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#119 / 196sector rank by TickerWhale Score
TickerWhale Score 47 vs sector average 50.5 (-3.5)
Revenue growth (industry)Top 29%
Gross margin (industry)Top 65%
Return on equity (industry)Top 12%
P/E (industry)Cheaper than 56%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
79/100Strong vs universe
Ranks 79th of 100 covered names on our technical composite — the composite itself scores 74/100 · 25% of the TickerWhale Score
Classic chart indicators
Strong Buy
4 buy · 1 sell · 3 neutral of 8 votes
TickerWhale rates PGR's technical setup strong — 79th percentile of the covered universe. Classic chart indicators lean buy, pointing the same way.
Moving averages
9 / 9constructive
- vs 200-day+10.3%
- vs 50-day+5.7%
Momentum
Mixed
- RSI (14)59 · neutral
- Stochasticbuy
- CCIneutral
- Williams %Rneutral
Trend
Mixed
- ADX (14) trend strength20· trending
- MACD (12,26,9)sell(histogram -0.134)
How the classic verdict is reached
Moving averages (9) agree on buy — 9 buy vs 0 sell — and carry one vote between them.
Oscillators (7) vote individually: 3 buy · 1 sell · 3 neutral.
Result — 4 buy vs 1 sell of 8 votes = Strong Buy. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-11-10 · revised_latestValuation multiples
- P/E (TTM)11.6
- P/S (TTM)1.5
- P/B3.9
- EV/EBITDA—
- EV/Sales1.6
- PEG0.94
Profitability & returns
- Gross margin31.3%
- Net margin12.9%
- ROE35.2%
- Debt/Equity0.24
Growth
- Revenue growth (YoY)10.3%
- EPS growth (YoY)12.3%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $135.4B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $87.7B | $75.4B | $62.1B |
| Gross profit | $32.5B | $26.3B | $16.5B |
| Operating income | $14.5B | $11.0B | $5.2B |
| Net income | $11.3B | $8.5B | $3.9B |
| EPS (diluted) | $19.23 | $14.40 | $6.58 |
| Free cash flow | $17.3B | $14.9B | $10.4B |
| Cash | $138M | $154M | $100M |
| Total debt | $6.9B | $6.9B | $6.9B |
| Equity | $30.3B | $25.6B | $20.3B |
| Net debt | $6.8B | $6.7B | $6.8B |
| Debt / equity | 0.23 | 0.27 | 0.34 |
| Liabilities / assets | 0.75 | 0.76 | 0.77 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
Model Target is a Pro feature
Scores, factors and technicals stay free. The model's price target is part of TickerWhale Pro.
The Model Target is a TickerWhale Pro feature
A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
Or see the current free one: KNSA →
Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| PGRCurrentProgressive | 47 | 74 | 11.6 | — | 3.9 | 1.6 | $231.75 | +1.86% | +10.3% | ||
| WTMWhite Mountains Insurance Group | 89 | 74 | 5.0 | — | 1.0 | 1.6 | $2,280.00 | +1.05% | +55.5% | ||
| JXNJackson Financial Inc - | 81 | 78 | 164.4 | — | 1.0 | 1.1 | $138.01 | +1.84% | +15.1% | ||
| ALLAllstate Corp (The) | 80 | 73 | 5.1 | — | 2.0 | 1.1 | $261.12 | +2.89% | +5.9% | ||
| FHIFederated Hermes Inc - | 79 | 81 | 12.0 | — | 3.8 | 2.5 | $65.53 | +0.89% | +15.0% | ||
| AMGAffiliated Managers Group | 76 | 81 | 12.6 | — | 3.6 | 5.9 | $401.32 | +4.74% | +11.8% |
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