XNYS · Insurance - Property & Casualty
Last stored close · Sep 18, 2026
Close · Sep 18, 2026
$213.48-1.30%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
38/100
Weak
Score components
TickerWhale View
Progressive scores 38 out of 100 overall, which we rate weak. Technical is its strongest area and Quality & growth its weakest.
What helps
- Technical
- Sentiment Signal
What to watch
- Quality & growth
- Valuation
- Risk
Quality & growth
30%23Weak
- Revenue growth 10.3%
- EPS growth 12.3%
Valuation
25%30Weak
- P/E 10.7
- EV/Sales 1.5
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 27 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
#98 by market cap in our coverage · ~70,000 employees · Listed 1972-06-01 · www.progressive.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#160 / 197sector rank by TickerWhale Score
TickerWhale Score 38 vs sector average 49.7 (-11.7)
Revenue growth (industry)Top 29%
Gross margin (industry)Top 63%
Return on equity (industry)Top 12%
P/E (industry)Cheaper than 50%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
55/100Positive vs universe
Ranks 55th of 100 covered names on our technical composite — the composite itself scores 50/100 · 25% of the TickerWhale Score
Classic chart indicators
Sell
2 buy · 4 sell · 2 neutral of 8 votes
TickerWhale rates PGR's technical setup middling — 55th percentile of the covered universe. Classic chart indicators lean sell — they read this stock on its own over days, where our score ranks it against every covered name over months, so the two often part company.
Moving averages
2 / 9constructive
- vs 200-day+1.6%
- vs 50-day-1.0%
Momentum
Mixed
- RSI (14)44 · neutral
- Stochasticbuy
- CCIsell
- Williams %Rbuy
Trend
Mixed
- ADX (14) trend strength8· weak trend
- MACD (12,26,9)sell(histogram -0.632)
How the classic verdict is reached
Moving averages (9) agree on sell — 2 buy vs 7 sell — and carry one vote between them.
Oscillators (7) vote individually: 2 buy · 3 sell · 2 neutral.
Result — 2 buy vs 4 sell of 8 votes = Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-09-18 · revised_latestValuation multiples
- P/E (TTM)10.7
- P/S (TTM)1.4
- P/B3.6
- EV/EBITDA—
- EV/Sales1.5
- PEG0.86
Profitability & returns
- Gross margin31.3%
- Net margin12.9%
- ROE35.2%
- Debt/Equity0.24
Growth
- Revenue growth (YoY)10.3%
- EPS growth (YoY)12.3%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $124.7B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $87.7B | $75.4B | $62.1B |
| Gross profit | $32.5B | $26.3B | $16.5B |
| Operating income | $14.5B | $11.0B | $5.2B |
| Net income | $11.3B | $8.5B | $3.9B |
| EPS (diluted) | $19.23 | $14.40 | $6.58 |
| Free cash flow | $17.3B | $14.9B | $10.4B |
| Cash | $138M | $154M | $100M |
| Total debt | $6.9B | $6.9B | $6.9B |
| Equity | $30.3B | $25.6B | $20.3B |
| Net debt | $6.8B | $6.7B | $6.8B |
| Debt / equity | 0.23 | 0.27 | 0.34 |
| Liabilities / assets | 0.75 | 0.76 | 0.77 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
Model Target is a Pro feature
Scores, factors and technicals stay free. The model's price target is part of TickerWhale Pro.
The Model Target is a TickerWhale Pro feature
A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
Or see the current free one: MU →
Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| PGRCurrentProgressive | 38 | 50 | 10.7 | — | 3.6 | 1.5 | $213.48 | -1.30% | +10.3% | ||
| WTMWhite Mountains Insurance Group | 84 | 52 | 4.5 | — | 0.9 | 1.5 | $2,061.30 | +0.14% | +55.5% | ||
| JXNJackson Financial Inc - | 83 | 74 | 158.1 | — | 0.9 | 1.0 | $132.67 | +2.54% | +15.1% | ||
| FBPFirst Bancorp PR | 80 | 69 | 11.4 | — | 2.2 | 3.1 | $27.58 | +0.22% | +2.7% | ||
| AMPAmeriprise Financial | 78 | 69 | 12.8 | — | 7.9 | 2.4 | $544.33 | -0.25% | +9.1% | ||
| SEICSEI Investments Company | 76 | 72 | 18.4 | — | 5.2 | 5.2 | $105.20 | +0.33% | +11.1% |
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