XNAS · Credit Services
Last stored close · Nov 9, 2026
Close · Nov 9, 2026
$60.05+1.37%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
55/100
Positive
Score components
TickerWhale View
PayPal Holdings scores 55 out of 100 overall, which we rate positive. Risk is its strongest area and Quality & growth its weakest.
What helps
- Technical
- Valuation
- Risk
What to watch
- Quality & growth
Quality & growth
30%18Weak
- Revenue growth 5.7%
- EPS growth 13.2%
Valuation
25%75Strong
- P/E 10.8
- EV/Sales 1.7
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
#240 by market cap in our coverage · ~23,800 employees · Listed 2015-07-20 · www.paypal.com
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#78 / 196sector rank by TickerWhale Score
TickerWhale Score 55 vs sector average 50.2 (+4.8)
Revenue growth (industry)Top 65%
Return on equity (industry)Top 47%
P/E (industry)Cheaper than 71%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
68/100Positive vs universe
Ranks 68th of 100 covered names on our technical composite — the composite itself scores 68/100 · 25% of the TickerWhale Score
Classic chart indicators
Buy
4 buy · 2 sell · 2 neutral of 8 votes
TickerWhale rates PYPL's technical setup strong — 68th percentile of the covered universe. Classic chart indicators lean buy, pointing the same way.
Moving averages
9 / 9constructive
- vs 200-day+20.0%
- vs 50-day+8.7%
Momentum
Mixed
- RSI (14)65 · neutral
- Stochasticsell
- CCIbuy
- Williams %Rsell
Trend
Mixed
- ADX (14) trend strength19· weak trend
- MACD (12,26,9)buy(histogram 0.271)
How the classic verdict is reached
Moving averages (9) agree on buy — 9 buy vs 0 sell — and carry one vote between them.
Oscillators (7) vote individually: 3 buy · 2 sell · 2 neutral.
Result — 4 buy vs 2 sell of 8 votes = Buy. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-11-09 · revised_latestValuation multiples
- P/E (TTM)10.8
- P/S (TTM)1.6
- P/B2.7
- EV/EBITDA—
- EV/Sales1.7
- PEG0.82
Profitability & returns
- Gross margin—
- Net margin14.4%
- ROE24.6%
- Debt/Equity0.68
Growth
- Revenue growth (YoY)5.7%
- EPS growth (YoY)13.3%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $53.0B
Fundamentals history
Reported statement totals across recent periods.
| Metric | Dec '25 | Dec '24 | Dec '23 |
|---|---|---|---|
| Revenue | $33.2B | $31.8B | $29.8B |
| Gross profit | $13.8B | $12.9B | $11.8B |
| Operating income | $6.1B | $5.3B | $5.0B |
| Net income | $5.2B | $4.1B | $4.2B |
| EPS (diluted) | $5.41 | $3.99 | $3.84 |
| Free cash flow | $5.6B | $6.8B | $4.3B |
| Cash | $8.0B | $6.7B | $9.1B |
| Total debt | $11.6B | $9.9B | $9.7B |
| Equity | $20.3B | $20.4B | $21.1B |
| Net debt | $3.5B | $3.2B | $595M |
| Debt / equity | 0.57 | 0.48 | 0.46 |
| Liabilities / assets | 0.75 | 0.74 | 0.74 |
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
Model Target is a Pro feature
Scores, factors and technicals stay free. The model's price target is part of TickerWhale Pro.
The Model Target is a TickerWhale Pro feature
A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
Or see the current free one: DAL →
Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| PYPLCurrentPayPal Holdings | 55 | 68 | 10.8 | — | 2.7 | 1.7 | $60.05 | +1.37% | +5.7% | ||
| WTMWhite Mountains Insurance Group | 87 | 71 | 4.9 | — | 1.0 | 1.6 | $2,256.20 | +0.67% | +55.5% | ||
| JXNJackson Financial Inc - | 78 | 74 | 161.4 | — | 1.0 | 1.1 | $135.51 | +2.90% | +15.1% | ||
| VCTRVictory Capital Holdings Inc - | 76 | 86 | 22.5 | — | 3.4 | 5.7 | $126.80 | +6.34% | +51.5% | ||
| FHIFederated Hermes Inc - | 75 | 79 | 11.9 | — | 3.7 | 2.4 | $64.95 | +1.50% | +15.0% | ||
| SSBSouthState | 75 | 63 | 10.9 | — | 1.1 | 2.8 | $106.03 | +1.84% | +23.3% |
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