XNYS · Banks - Regional
Last stored close · Sep 18, 2026
Close · Sep 18, 2026
$34.69+0.14%
Model Target
available with Pro
Implied upside
vs the model target
Valuation methods
the methods behind the target
TickerWhale Score
53/100
Moderate
Score components
TickerWhale View
United Community Banks scores 53 out of 100 overall, which we rate moderate. Technical is its strongest area and Quality & growth its weakest.
What helps
- Technical
- Valuation
- Risk
What to watch
- Quality & growth
Quality & growth
30%25Weak
- Revenue growth 3.2%
- EPS growth 38.2%
Valuation
25%64Positive
- P/E 11.3
- EV/Sales 3.4
Price history
Intraday to five-year windows are free with an account
Members switch between 1D, 1M, 6M, 1Y, 2Y and 5Y and see the live price. Signed out, this is the one-year stored series the technicals below are computed from.
Market intelligence
Peer position
#86 / 197sector rank by TickerWhale Score
TickerWhale Score 53 vs sector average 49.7 (+3.3)
Revenue growth (industry)Top 66%
Gross margin (industry)Top 47%
Return on equity (industry)Top 55%
P/E (industry)Cheaper than 75%
Technical analysis
our read · what classic indicators sayTickerWhale technical read
72/100Strong vs universe
Ranks 72nd of 100 covered names on our technical composite — the composite itself scores 59/100 · 25% of the TickerWhale Score
Classic chart indicators
Strong Sell
1 buy · 5 sell · 2 neutral of 8 votes
TickerWhale rates UCB's technical setup strong — 72nd percentile of the covered universe. Classic chart indicators lean sell — they read this stock on its own over days, where our score ranks it against every covered name over months, so the two often part company.
Moving averages
2 / 9constructive
- vs 200-day+2.9%
- vs 50-day-2.4%
Momentum
Mixed
- RSI (14)42 · neutral
- Stochasticsell
- CCIsell
- Williams %Rneutral
Trend
Weak
- ADX (14) trend strength21· trending
- MACD (12,26,9)sell(histogram -0.048)
How the classic verdict is reached
Moving averages (9) agree on sell — 2 buy vs 6 sell — and carry one vote between them.
Oscillators (7) vote individually: 1 buy · 4 sell · 2 neutral.
Result — 1 buy vs 5 sell of 8 votes = Strong Sell. Neutral votes never decide the verdict.
Fundamentals & valuation
2026-09-18 · revised_latestValuation multiples
- P/E (TTM)11.3
- P/S (TTM)2.7
- P/B1.1
- EV/EBITDA—
- EV/Sales3.4
- PEG0.30
Profitability & returns
- Gross margin71.9%
- Net margin24.0%
- ROE10.0%
- Debt/Equity0.32
Growth
- Revenue growth (YoY)3.3%
- EPS growth (YoY)38.2%
Green favourable · red stretched — multiples and D/E vs industry peers, margins and growth vs absolute thresholds.
Market capitalisation — $4.2B
Fundamentals history
Reported statement totals across recent periods.
Fundamentals are stored revised/latest (ADR-009): each period reflects the most recent vendor refresh, NOT point-in-time as-reported values. Do not use this series to claim what was known on a past date.
Model Target
Model Target is a Pro feature
Scores, factors and technicals stay free. The model's price target is part of TickerWhale Pro.
The Model Target is a TickerWhale Pro feature
A target exists for this name — the model priced it in the latest nightly run. Pro members see the target, its range and the methods behind it; one name's target is free every trading day.
Or see the current free one: MU →
Peers
| Company | Score | Pulse | P/E | P/E fwd | P/B | EV/Sales | Price | Chg | Estimate | Upside | Rev. gr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| UCBCurrentUnited Community Banks | 53 | 59 | 11.3 | — | 1.1 | 3.4 | $34.69 | +0.14% | +3.3% | ||
| WTMWhite Mountains Insurance Group | 84 | 52 | 4.5 | — | 0.9 | 1.5 | $2,061.30 | +0.14% | +55.5% | ||
| JXNJackson Financial Inc - | 83 | 74 | 158.1 | — | 0.9 | 1.0 | $132.67 | +2.54% | +15.1% | ||
| FBPFirst Bancorp PR | 80 | 69 | 11.4 | — | 2.2 | 3.1 | $27.58 | +0.22% | +2.7% | ||
| AMPAmeriprise Financial | 78 | 69 | 12.8 | — | 7.9 | 2.4 | $544.33 | -0.25% | +9.1% | ||
| SEICSEI Investments Company | 76 | 72 | 18.4 | — | 5.2 | 5.2 | $105.20 | +0.33% | +11.1% |
News, sentiment, the Street view and Ask Willy are free with an account
A free account shows the stories attached to this name, the Sentiment Signal breakdown, analyst consensus, the options read and the AI narration of the model output.